Dr. Esther Mang’enya

MD, Azania Bank PLC

Dr. Mang’enya is a seasoned banker with over 25 years of experience. She has held key leadership positions within Azania Bank including Head of Risk Management and Head of Credit. Dr. Mang’enya is an Economics graduate with Honors, holds a Master's in Business Administration (Finance), and a Doctorate in Business Management. Her address will focus on leadership, innovation, and women’s empowerment in finance.

Witness Gowelle, CPA

Financial Analyst, CMSA

Witness Gowelle is a seasoned finance professional and CPA holder with over nine years of experience in financial regulation, capital markets development and sustainable finance. As a Principal Analyst at the Capital Markets and Securities Authority, she plays a key role in regulatory oversight, market supervision and investor protection. She holds a Masters Degree in Finance and Investment and has earned multiple certifications including the Securities Markets Certification from Chartered Institute for Securities and Investment UK; US Securities Exchange Commission; IMF and EU. Her expertise encompasses capital markets product issuance, ESG financing and fintech. Witness played pivotal role in the successful groundbreaking issuance of innovative instruments including the NMB Jasiri and Gender Bonds, NBC Twiga Bond, Tanga UWASA Bond and the CRDB Green Bond.

Tabia Massudi

Managing Director, Assemble Insurance Tanzania Limited

Tabia Massudi is the Managing Director of Assemble Insurance Tanzania Limited, overseeing company operations, strategy implementation, and stakeholder engagement to drive growth and brand sustainability. With over 25 years of experience across multinational organizations, she brings strong expertise in leadership, sales, marketing, and customer service. A certified coach and trainer, Tabia is passionate about empowering others and has been recognized as the Best Marketer of the Year (2020) in the Banking and Financial Institutions Awards. She is also committed to youth development through her past leadership in the Tanzania Scout Association. She is holding an international postgraduate in Insurance from the Institute of Insurance and Risks Management Hyderabad India.